十大彩票游戏平台-正规十大彩票平台

十大彩票游戏平台-正规十大彩票平台

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blog home Auto Insurance Who Owes a Duty of Care to Motorcycle Passengers?

Who Owes a Duty of Care to Motorcycle Passengers?

By Breyer Law Offices on November 11, 2020

没有什么比坐在摩托车后座更让人自由的了. We should know; The Husband and Wife Law Team are motorcycle enthusiasts ourselves. 但对乘客来说,尽管这很刺激,但他们也是十大彩票游戏平台道路上暴露最多的人. That means, if you are involved in a collision, 你完全听凭驾驶摩托车的人和其他司机的摆布. 这可能会使它尤其令人困惑的时候,提出索赔. Whose liability insurance policy covers you? Both of theirs? Neither? Do you have a right to file against either one of them?

The Rights of Motorcycle Passengers

When discussing motorcycle accidents, 大多数十大彩票游戏平台关注的是骑摩托车的人和驾驶摩托车的人, while passengers tend to get left to the wayside. This is because, during a motorcycle accident claim, 主要关注的是领先车手和其他车手. They have the most control over how an accident occurs, and thus tend to have the most amount of fault. Some fault can be applied to a motorcycle passenger, but it is very rare that a passenger causes an accident. In most other cases, 索赔将处理领先骑手的行动,首先和他们的权利是赔偿.

而是因为摩托车事故对乘客的毁灭性, we at Breyer Law Offices, P.C. 相信在事故发生后向你解释你的权利是很重要的. 因为在撞车事故中乘客无法控制摩托车, 他们所能做的就是紧紧抓住领跑的骑手,希望一切都好. Sadly, the best usually never happens. Passengers can be thrown off the motorcycle, suffer crush injuries in their legs,他们的肩膀、脖子和上背部以及其他常见部位都面临灾难性的创伤 motorcycle injuries.

一场严重的摩托车事故能使任何一个不得不自掏腰包赔钱的人破产. 这就是为什么决定你是否可以提出事故索赔是如此重要. 摩托车索赔中的赔偿可以帮助你支付医疗费用, alongside other types of damages, 这样你就能专注于治愈,重新站起来.

Generally speaking, injured motorcycle passengers are covered under the insurance policies of the rider, 意思是如果是骑手造成了碰撞或碰撞, then you can file against their liability policy. In addition, 如果你因另一位疏忽的司机或骑手而受伤, then you can file a claim against their policy. 因为很难找到因事故而疏忽的乘客, 在事故中,你可能比其他大多数人有更大的权利. However, insurance can become complicated, 你应该知道这些政策是如何适用于你的.

Insurance Coverage and Passengers

因为大多数摩托车乘客自己也是狂热的摩托车手, they often have their own insurance policies. Depending on the nature of your policy, you may have Medpay coverage, 如果你发生意外,哪些可以支付你的部分医疗费用, whether or not you or the lead rider were at fault. 此保单也可以与您的健康保险保单一起使用,以确保您在事故中获得最多的保险金额.

However, 即使你不是摩托车手,只是作为乘客驾驶, 你可能仍然在你自己的汽车保险政策或首席车手的覆盖, depending on your relationship. 如果你是同一家庭的一员,首席骑车人的医疗保险可能适用于你的伤害. 您还可以从您的未投保和未投保汽车驾驶员(UM/UIM)政策中获得补偿, if the at-fault driver’s insurance has a low cap.

After exhausting your own insurance options, 你也可以向主骑者或其他司机提出交通事故索赔, depending on who holds the majority of the fault. For example, if you are involved in a single-vehicle crash, 领头的骑手可能有过失,因为他骑得太鲁莽, speeding, or taking turns too sharply. 在这些情况下,你的索赔将被提交到他们的责任保险中.

我们理解,如果你不想提出索赔的朋友或同行骑手, 但请理解,你只是对他们的保险公司提起诉讼. 他们的责任保险是为任何在事故中受伤的人提供保险, including you. 你应该总是专注于为自己争取适当的补偿.

此外,如果是其他司机造成的事故,你的索赔将违反他们的政策. 司机造成摩托车事故的原因有很多种, from driving while texting, drinking alcohol, or ignoring traffic laws. 因为很难找到乘客的过错,你的索赔可能更明确地针对司机.

In any situation, if you were a passenger in a motorcycle accident, 你可能需要强有力的法律指导来指导如何进行索赔. To do that, you will want to contact the Phoenix motorcycle accident attorneys at Breyer Law Offices, P.C. 我们的首席律师本身就是摩托车手,他们对如何成功提出索赔有深入的见解. 我们可以坐下来与您进行免费咨询,讨论您在处理保险公司时的所有担忧和关切,并在整个索赔过程中代表您. Call us at (602) 457-6222 to learn more.

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Confidentially reviewed by Attorney Mark Breyer